Finance & Business Blog

Success: How Invoice Factoring Fuelled Growth in the Drinks Industry

Written by Phillip Evans | 27/04/25 15:09

In today's competitive hospitality landscape, innovation and efficiency are paramount to success. This is particularly true in the drinks sector, where margins are tight and service speed is essential. Our latest case study examines how one forward-thinking beverage manufacturer leveraged innovative financial solutions to expand their product range and market presence across the UK.

The Business Challenge

Our client, a specialist manufacturer of ready-mixed alcoholic beverages, had built a solid reputation supplying a well-known restaurant chain. Their pre-mixed cocktails and spirits provided the perfect solution for venues looking to maintain consistent quality whilst improving service efficiency and controlling overheads—a crucial consideration in today's challenging hospitality environment.

The business had reached an exciting inflexion point. Their existing product line had proven so successful that they'd secured orders for additional drink varieties from their restaurant partners. This presented a tremendous growth opportunity but also introduced a significant cash flow challenge: how to fund the development and production of these new lines whilst maintaining day-to-day operations?

The Funding Gap

As any business owner knows, expansion often creates a financial paradox. The company had secured valuable new orders that would increase turnover but needed capital upfront to fulfil these orders. This 'cash flow gap' is a common obstacle for growing businesses, particularly in manufacturing, where there can be substantial lead times between production costs and payment for finished goods.

The company wisely tasked its accountant with identifying a funding partner who could bridge this gap—one who understood the unique challenges of its sector and could provide a flexible solution that would grow alongside it.

The Enable Finance Solution

After careful consideration of various financing options, the accountant approached Enable Finance, recognising that traditional bank lending might not offer the flexibility required for this growth phase.

Following detailed discussions about the business's specific needs and growth trajectory, the team at Ultimate Finance crafted a bespoke £150,000 Invoice Factoring facility. Crucially, this included additional whole-turnover debtor protection—an essential safeguard for businesses increasing their customer base and order volumes.

The benefits of this approach were multi-faceted:

  1. Immediate working capital release – By advancing funds against outstanding invoices, the business gained quick access to capital tied up in its sales ledger
  2. Scalable funding – As sales increase, so does the available funding, creating a naturally expanding facility
  3. Debtor protection – Reducing risk and providing peace of mind against potential bad debts
  4. Improved cash flow visibility – Enabling more confident planning for raw material purchases and production schedules

Expert Insight

Alastair Logan, Senior Regional Director at Ultimate Finance, explained the rationale behind the solution: "As the business is expanding both its offering and its availability across the country, an Invoice Finance solution is perfectly suited to help it meet its ambitions. The facility will help provide access to cashflow, an essential need at such a time, and debtor protection will help provide an additional layer of breathing space as the drinks make their way into more restaurants all over the UK and within airports."

This perspective highlights a key advantage of invoice financing over traditional loans. Rather than being constrained by fixed repayment terms, the business now has a funding solution that naturally flexes with their trading patterns and seasonality—fundamental in the hospitality sector, where demand can fluctuate significantly throughout the year.

Implementation and Results

With funding secured, the manufacturer could proceed confidently with its expansion plans. The Invoice Factoring facility provided the necessary breathing space to:

  • Invest in research and development for the new product lines
  • Purchase additional raw materials and packaging
  • Increase production capacity to meet the larger orders
  • Maintain healthy supplier relationships with prompt payments
  • Absorb the natural delay between production and payment from customers

The results speak for themselves. The new range of ready-mixed drinks has now successfully launched and is being served across their partner's restaurant network. The expanded product line has not only strengthened their relationship with existing customers but positioned them as innovators in the ready-to-serve beverage market.

Future Growth Prospects

Perhaps most impressively, this is just the beginning. With their enhanced product portfolio now available nationwide and even in airport locations, the company is already eyeing further growth opportunities.

The management team is forecasting significant turnover increases in the coming months as the new products gain traction, potentially opening doors to additional restaurant chains and hospitality venues.

The scalable nature of the Invoice Factoring facility means that as their order book grows, so too will their available funding—creating a virtuous cycle of sustainable expansion.

Why Invoice Factoring Made Sense

For businesses in manufacturing or supply chains where there's often a substantial gap between production costs and customer payment, Invoice Factoring offers distinct advantages:

  • Cash flow smoothing – Converting unpaid invoices into immediate working capital
  • Reduced administrative burden – The factor handles collections, allowing the business to focus on production and growth
  • Risk mitigation – Debtor protection safeguards against non-payment
  • Greater financial predictability – Clearer visibility of available funds supports better business planning

In this case, the addition of whole turnover debtor protection was particularly valuable given the increased exposure created by larger orders and potential expansion into new venues.

Lessons for Growing Manufacturers

This case study offers several valuable insights for other manufacturing businesses facing similar growth challenges:

  1. Explore beyond traditional lending – Invoice Finance can provide greater flexibility than conventional loans or overdrafts
  2. Seek specialist advice – The company's accountant played a crucial role in identifying appropriate funding solutions
  3. Match funding to business cycle – Choose financial products that align with your sales and production patterns
  4. Plan for success – Ensure your funding can scale alongside your growth ambitions
  5. Build in protection – Consider how to mitigate risks as you expand your customer base

Conclusion

This beverage manufacturer's journey demonstrates how the right financial solution, implemented at the right time, can be transformative for a growing business. By leveraging Invoice Factoring, they've been able to seize new opportunities without compromising cash flow or operational stability.

As they continue to expand their market presence across the UK hospitality sector, the flexible funding provided by Ultimate Finance will continue to support their ambitions, proving that with the right financial partner, success can indeed be mixed to perfection.

For businesses facing similar growth opportunities, this case highlights the importance of exploring all funding options. Sometimes, the most effective solution isn't about borrowing more but about unlocking the value already sitting in your sales ledger.

If your business is looking to fund growth or manage its cash flow more effectively, consider whether Invoice Factoring might be the missing ingredient in your financial strategy. Talk to Enable Finance today!