Here at Enable Finance we take your privacy seriously and will use your personal information in a number of ways which will help us;
- Make lender decisions,
- For fraud prevention,
- For audit,
- For statistical analysis,
- Credit reference checks
We may share your information with, and obtain information about you from, credit reference agencies or fraud prevention agencies. If you apply to us for insurance we will pass your details to the insurer. Information you provided may be put onto a register of claims and shared with other insurers to prevent fraudulent claims.
We will not disclose your information to any company outside of Enable Corporate Strategies Ltd and our panel of commercial lenders such as Banks and Financial Institutions, except to help prevent fraud or if required by law to do so.
For further information on how your information is used, how we maintain the security of your information and your rights to access/alter and change information we hold on you, please contact [email protected]
However, from time to time we would like to contact you with detail of other commercial lending such as: property finance, asset and equipment leasing and cash flow funding solutions. New interest rates or offers, lending criteria changes and complimentary business services we provide. If you consent to us contacting you for this purpose please tick to say how you would like us to contact you.
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Enable Finance will be what is known as the ‘controller’ and the ‘processer’ of the personal data you provide to us. We collect personal data about you which may also include any special types of information or location-based information.
Name, address, email, dependents, financials and financial status.
We need to know your basic personal data in order to provide you with an accurate recommendation for your personal circumstances. We will not collect any personal data from you we do not need in order to provide and oversee this service to you.
For processing of data to be lawful under GDPR Enable Finance use;
Consent: the individual has given clear consent for you to process their personal data for a specific purpose.
Contract: the processing is necessary for a contract you have with the individual, or because they have asked you to take specific steps before entering into a contract.
Legal obligation: the processing is necessary for you to comply with the law (not including contractual obligations).
Legitimate interests: the processing is necessary for your legitimate interests or the legitimate interests of a third party unless there is a good reason to protect the individual’s personal data which overrides those legitimate interests. (This cannot apply if you are a public authority processing data to perform your official tasks.)
All the personal data we use is controlled by Enable Finance in the UK, however, for the purposes of IT hosting and maintenance, this information is located on servers within the European Union. No 3rd parties have access to your personal data unless the law allows them to do so. We have a Data Protection regime in place to oversee the effective and secure processing of your personal data. More information on this framework can be found on our website.
We may pass your data to our lending partners, financial institutions and banks in order to provide you with offers of products suitable to meet your customer requirements.
Your data is stored electronically on our cloud encrypted server. Our server is based in the UK, USA & France
We are required under The Data Protection Act to keep your basic personal data, such as name, address, contact details, financial records for a minimum of 6 years, after which time it will be destroyed. The information used for marketing will be kept with us until you notify us that you no longer wish to receive this information.
I/We give Enable Corporate Strategies Ltd trading as enablefinance.com authority to act on our behalf, record and disclose my/our personal details including matters relating my/our businesses and or Limited Company in relation to arranging my/our business finances. You or we may terminate our authority to act on your behalf at any time, without penalty. Notice of this termination must be given in writing and will take effect from the date of receipt.
We will share your details with the Companies who will pass information to credit reference agencies, banks, financial institutions, commercial lenders and insurers so that they process your information, allowing Enable Finance to offer suitable and sustainable products that they provide. If you consent to us passing your details for that purpose sign to confirm.